ارائه الگوی به‌کارگیری فناوری مالی در توسعه صنعت بیمه الکترونیکی با رویکرد مدل‌سازی ساختاری تفسیری (ISM)

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Ahmad, S., Khan, M. T., & Ilyas, M. (2026). Impact of Financial Technology on Sustainable Development with Moderating Role of Financial Development: Evidence from Asian Countries. Policy Journal of Social Science Review, 4(2), 94-104. https://doi.org/10.1002/sd.71154

Ally, A. M. (2026). Artificial Intelligence (AI) and Financial Technology (FinTech) in Tanzania: Legal and Regulatory Issues. International Journal of Law and Management, 68(4), 723-741. https://doi.org/10.1108/IJLMA-07-2024-0251

Alrfai, M. M., Maabreh, H. M. A., Sharairi, J. A., Saatchi, S. G., Haija, A. A. A., Rahahle, M. Y., & Al-Hawary, S. I. S. (2024). The Role of Big Data Analytics Capabilities in Risk Management: An Empirical Investigation of Insurance Companies in Jordan Using Structural Model. In (pp. 43-56). Springer Nature Switzerland. https://doi.org/10.1007/978-3-031-57242-5_4

Alsmadi, A. A., Moh’d Al_hazimeh, A., Al-Afeef, M. A., Al-Smadi, A. W., Rifai, F., & Al-Okaily, M. (2023). Banking Services Transformation and Financial Technology Role. Information Sciences Letters, 12(1), 315-324. https://doi.org/10.3390/su15075778

Alt, R., Fridgen, G., & Chang, Y. (2024). The Future of Fintech—Towards Ubiquitous Financial Services. Electronic Markets, 34(1), 3. https://doi.org/10.1007/s12525-023-00687-8

Asare, J. (2026). Financial Technologies and Sustainable Enterprise Development in Developing Economies. In (pp. 57-87). Springer Nature Switzerland. https://doi.org/10.1007/978-3-032-04500-3_4

Bouzid, N., & Manel, M. (2026). Uses of Islamic Financial Technology in the Islamic Financial Industry–Study of Pioneering Models. Pegem Journal of Education and Instruction, 16(1), 168-177. https://doi.org/10.47750/pegegog.11.04.27

Braun, A., & Jia, R. (2025). InsurTech: Digital Technologies in Insurance. The Geneva Papers on Risk and Insurance-Issues and Practice, 50(1), 1-7. https://doi.org/10.1057/s41288-024-00344-x

Cosma, S., & Rimo, G. (2024). Redefining Insurance through Technology: Achievements and Perspectives in Insurtech. Research in International Business and Finance, 70, 102301. https://doi.org/10.1016/j.ribaf.2024.102301

Elias, O., Awotunde, O. J., Oladepo, O. I., Azuikpe, P. F., Samson, O. A., Oladele, O. R., & Ogunruku, O. O. (2024). The Evolution of Green Fintech: Leveraging AI and IoT for Sustainable Financial Services and Smart Contract Implementation. World Journal of Advanced Research and Reviews, 23(1), 2710-2723. https://doi.org/10.30574/wjarr.2024.23.1.2272

Ferilli, G. B., Palmieri, E., Miani, S., & Stefanelli, V. (2024). The Impact of FinTech Innovation on Digital Financial Literacy in Europe: Insights from the Banking Industry. Research in International Business and Finance, 69, 102218. https://doi.org/10.1016/j.ribaf.2024.102218

Hassan, M. S., Islam, M. A., Yusof, M. F., & Nasir, H. (2023). Users’ Fintech Services Acceptance: A Cross-Sectional Study on Malaysian Insurance & Takaful Industry. Heliyon, 9(11), e21130. https://doi.org/10.1016/j.heliyon.2023.e21130

Horvey, S. S., & Odei-Mensah, J. (2026). Innovative Pathways in Africa: Navigating the Relationship between Innovation and Insurance Market Development through Linear and Non-Linear Lenses. Journal of the Knowledge Economy, 17(1), 1379-1413. https://doi.org/10.1007/s13132-025-02681-1

Jalal, A., Al Mubarak, M., & Durani, F. (2023). Financial Technology (Fintech). In (pp. 525-536). Springer Nature Switzerland. https://doi.org/10.1007/978-3-031-35828-9_45

Khatwani, R., Mishra, M., Bedarkar, M., Nair, K., & Mistry, J. (2023). Impact of Blockchain on Financial Technology Innovation in the Banking, Financial Services and Insurance (BFSI) Sector. Journal of Statistics Applications and Probability, 12(1), 181-189. https://doi.org/10.18576/jsap/120117

Lanfranchi, D., & Grassi, L. (2022). Examining Insurance Companies’ Use of Technology for Innovation. The Geneva Papers on Risk and Insurance-Issues and Practice, 47(3), 520-537. https://doi.org/10.1057/s41288-021-00258-y

Łasak, P. (2022). The Role of Financial Technology and Entrepreneurial Finance Practices in Funding Small and Medium-Sized Enterprises. Journal of Entrepreneurship, Management and Innovation, 18(1), 7-34. https://doi.org/10.7341/20221811

Mapanje, O., Karuaihe, S., Machethe, C., & Amis, M. (2023). Financing Sustainable Agriculture in Sub-Saharan Africa: A Review of the Role of Financial Technologies. Sustainability, 15(5), 4587. https://doi.org/10.3390/su15054587

Mhlanga, D. (2023). Block Chain Technology for Digital Financial Inclusion in the Industry 4.0, towards Sustainable Development? Frontiers in Blockchain, 6, 1035405. https://doi.org/10.3389/fbloc.2023.1035405

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Ranjbarfard, M., & Dadashi, F. (2024). Applications of Internet of Things Technology and Its Level of Acceptance in the Insurance Industry. Information Technology Studies in Management. https://doi.org/10.29171/azu_acku_risalah_t58_64_alif67_1397

Rouhani-Rad, S. (2023). The Effect of Financial Technology (FinTech) Adoption on Sustainable Performance with the Mediating Role of Green Finance and Green Innovation in Commercial Banks in Tehran. Green Development Management Studies, 2(1), 112-127. https://doi.org/10.22077/jgmd.2023.6505.1036

Salman, N. A. (2025). The Impact of Financial Technology (Fintech) on Enhancing Financial Performance: An Applied Study in the National Insurance Company. International Journal of Economics and Finance Studies, 17(2), 141-163. https://doi.org/10.4018/978-1-7998-0039-2.ch013

Shetty, A., Shetty, A. D., Pai, R. Y., Rao, R. R., Bhandary, R., Shetty, J., & Dsouza, K. J. (2022). Block Chain Application in Insurance Services: A Systematic Review of the Evidence. Sage Open, 12(1), 21582440221079877. https://doi.org/10.1177/21582440221079877

Skaf, Y., Eid, C., Thrassou, A., El Nemar, S., & Rebeiz, K. S. (2026). Technology and Service Quality: Achieving Insurance Industry Customer Satisfaction and Loyalty under Crisis Conditions. Euromed Journal of Business, 21(1), 120-141. https://doi.org/10.1108/EMJB-01-2024-0027

Sood, K., Grima, S., Sharma, G., & Balusamy, B. (2024). The Application of Emerging Technology and Blockchain in the Insurance Industry. CRC Press. https://doi.org/10.1201/9781032630946

Susanto, A. (2022). Digital Transformation of the Insurance Industry: The Potential of Insurance Technology (Insurtech) in Indonesia. Journal of Humanities, Social Sciences and Business (JHSSB), 2(1), 172-180. https://doi.org/10.55047/jhssb.v2i1.375

Taherdoost, H. (2023). Fintech: Emerging Trends and the Future of Finance. In (pp. 29-39). https://doi.org/10.1007/978-3-031-17998-3_2

Yahaya, O. A. (2026). Financial Technology Adoption and Financial Stability of Listed Deposit Money Banks in Nigeria. Journal of Banking and Finance Studies, 12(3), 12-43. https://doi.org/10.47191/afmj/v6i12.01

Zeidy, I. A. (2022). The Role of Financial Technology (FINTECH) in Changing Financial Industry and Increasing Efficiency in the Economy. COMESA Monetary Institute, 4(1), 50-66. https://doi.org/10.1007/978-1-4842-9194-8_5

Zhang, Y., Lang, J., Gao, Z., & Lei, C. (2026). Research on the Fintech Ecosystem of BOC Financial. Digital-Intelligent Economy and Scientific Management, 1(1), 98-113. https://doi.org/10.71204/kvdqqw36